{"id":32,"date":"2022-02-15T04:00:00","date_gmt":"2022-02-15T10:00:00","guid":{"rendered":"https:\/\/www.westerntrailsinsurance.com\/blog\/?p=32"},"modified":"2022-02-04T11:31:13","modified_gmt":"2022-02-04T17:31:13","slug":"does-my-business-need-cyber-liability-insurance-under-a-commercial-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.westerntrailsinsurance.com\/blog\/does-my-business-need-cyber-liability-insurance-under-a-commercial-insurance-policy\/","title":{"rendered":"Does My Business Need Cyber Liability Insurance Under a Commercial Insurance Policy?"},"content":{"rendered":"

What is Cyber Liability Insurance?<\/strong><\/p>\n

If your business uses technology, whether it is to store customer credit card information or names and addresses, then you are at risk of a cyber-attack. While many people assume that cyber-attacks only happen at major companies, that is a far cry from reality. In fact, most cybercrimes aren’t even being discussed because they occur at smaller businesses that aren’t going to be covered by the news.<\/p>\n

So what can you do to protect your business from a cyber attack? Well, it’s pretty easy – purchase cyber liability insurance. Cyber liability insurance is a type of coverage that pays out when a business suffers a cyber intrusion such as a data breach, ransomware, or malware attack. When an attack of this nature occurs, businesses must take a number of steps from informing customers, to recovering lost data, to potentially settling litigation and paying fines. It is not unheard of for companies to go out of business because they can’t recover from the losses associated with cybercrime.<\/p>\n

Luckily, cyber liability insurance can help pay for these costs and much more. Although cyber liability insurance is not required in Nebraska like workers’ compensation and commercial auto insurance is, it is highly recommended that you purchase the coverage for extra peace of mind. <\/p>\n

When it comes to safeguarding your business, you want the best coverage possible. At Western Trail Insurance in Oshkosh, NE we have your back and will work tirelessly to customize an insurance policy that ensures your business is totally protected. Whether you are in the market for a new policy or just opened a business, let us help you and give us a call today to learn more. <\/p>\n","protected":false},"excerpt":{"rendered":"

What is Cyber Liability Insurance? If your business uses technology, whether it is to store customer credit card information or names and addresses, then you are at risk of a cyber-attack. While many people assume that cyber-attacks only happen at major companies, that is a far cry from reality. In fact, most cybercrimes aren’t even […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[13,15],"class_list":["post-32","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-oshkosh-ne","tag-western-trail-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t