RV Insurance in Nebraska
You have made a large investment in your RV (recreational vehicle) and cannot wait to head out on a camping trip, but before you do, you should ensure that your new pride and joy are protected properly. The main way to achieve that is to obtain the correct RV insurance policy to cover it.
In Nebraska, you must have at least liability insurance to comply with the state’s requirements for RVs. This is the same type of insurance that protects your auto and will pay for injuries to people and damages caused by your vehicle to other people’s property in the event of an accident deemed to be your fault.
Uninsured and Underinsured Motorist Insurance
Underinsured and uninsured coverage will protect your RV if you’re involved in an accident with a motorist who does not have any insurance or does not have enough insurance to cover damages to your RV or injuries to you and your passengers.
Comprehensive Insurance Coverage
Comprehensive coverage is a critical policy designed to protect your RV, and it will probably be required coverage if you borrowed the money to purchase your RV. It will cover your RV if a theft, vandalism, or natural disaster occurs, causing damages or the loss of your beloved RV. For example, if your RV is stolen and not recovered, comprehensive insurance will also pay to replace your RV with the same or similar model.
If your RV is damaged due to a collision with another vehicle or with an object, collision insurance covers the repairs to your RV or will replace it if it is a total loss. For example, if you hit an electric pole with your RV, this type of coverage will pay for damages to your RV and the pole.
To create the best policy for you and your situation, contact an experienced and trusted RV insurance agent. The agents at Western Trails Insurance in Oshkosh, NE are ready to assist you with all of your RV insurance needs. Call for an appointment today!