Umbrella Insurance in Nebraska
Getting Enough Insurance
If you're like most people, you're responsible and have gotten the appropriate auto and homeowners' insurance policies. However, like most people, you may not have enough coverage for a serious incident to happen. If you've got no more than the minimum coverages, you almost definitely don't have enough insurance when it comes to liability. One liability suit can wipe out all of the financial progress you've made and put you deeper into debt. If you suspect you don't have enough liability coverage for your home and/or auto, an umbrella insurance policy may be just what you need. If you're in Nebraska, call us at Western Trails Insurance in Oshkosh, NE for an appointment to have your current coverage levels assessed.
More for Liability
These days, the more liability insurance you have, the better. Lawsuits are so common that it can be worrying whether you have coverage to handle a serious suit. For most auto and homeowners' policies, the answer is usually no for a large accident that is costly. Being stuck with not enough liability insurance means that after your insurance maxes out, everything else is up to you to pay out of pocket. This can be prohibitively expensive for most people to pay. That's where umbrella insurance comes in handy. With an umbrella policy, your liability for serious accidents is higher. First, your initial policy will pay to its max. Then, for what is left over to pay, your umbrella insurance pays up to its maximum. This allows for a high level of coverage, and it generally comes cheaper than upping your home and auto insurance policies.
Call for an Appointment
If you aren't sure you have enough coverage on your auto or home policy, you can have one of our expert agents take a look at your current policies and can help you increase or lower coverages without blowing your budget. Just call us at Western Trails Insurance in Oshkosh, NE. Contact our Nebraska agents and get started with a quote.