Making your Nebraska home as safe as possible lessens the chances you will have to file a claim against your home insurance policy. A history of claims can affect your premium. It makes good sense to do everything you can to make your home safe. Safety means removing or avoiding potential hazards, and if you follow a few common-sense tips, you can make your home a safer place. At Western Trails Insurance in Oshkosh, NE, we are there for you in the good times and in bad, and if you ever need to file a claim, we have your back.
Smoke detectors are your first line of defense against a home fire. They are designed to go off early, so you have time to escape from your home before the fire is fully engaged. Check your smoke detectors every month to make sure they are working and replace them every 10 years.
Carbon monoxide detector
Carbon monoxide is a colorless, odorless gas that causes more than 400 deaths in the United States every year, and more than 20,000 people end up in the emergency room. Install a carbon monoxide detector in your home and replace the batteries every spring and fall.
Be sure to get your chimney cleaned every year before your first fire. Keep flammable material away from the fireplace and have a fire extinguisher close by. Never leave a fire burning when you go to sleep.
Falls are one of the main causes of injuries in the home. They account for more than 30% of all nonfatal home injuries. Clutter contributes to falls. Keep stairs and hallways clutter-free to improve home safety.
At Western Trails Insurance in Oshkosh, NE, we know that having good home insurance contributes to a feeling of safety in your home. Let us help you find the coverage you need. Stop by our office or give us a call for a no-obligation quote.