Boat Insurance for Liveaboards: Special Considerations

If you’re considering living aboard your boat, then you may be wondering what special insurance considerations you should take into account. Below are a few key points that you should be aware of if you’re going to be living aboard your boat. As always, feel free to reach out to us with any questions you may have about boat insurance.

Do you need insurance?

If you have a boat, then you most likely need special boat insurance. This becomes especially true if you’re going to be living on the boat, as that increases your risk and means you’ll want a special layer of insurance protection.

Log Your Possessions

One helpful thing that you should do if you’re going to be living on your boat is catalog all of the possessions that you have onboard. This can be very helpful if you’re going to make a claim, as it can help you assess damages and provide further information to your insurance agency if necessary. 

Be Honest

One of the most important things when it comes to this type of insurance is being honest when you’re putting together your policy. If you’re going to be living on your boat, it’s important to share that detail with your insurance agency so that they can write your policy correctly and make sure that you have all of the coverage you need to reduce your risk.

Looking For Insurance In Oshkosh, NE?

If you’re looking for boat insurance, then consider Western Trail Insurance. We’re a leading insurance option for individuals in Oshkosh, NE. You can always reach us by sending us a message or giving us a call, and we’ll connect you with an experienced member of our Western Trails Insurance staff.