Are you a renter? Do you lease the home or apartment where you live? If you live in the Oshkosh, NE area, Western Trails Insurance wants you to be aware of five good reasons to secure renters’ insurance.
Why Renters Insurance is Important
1. Your Landlord/Property Manager May Require It
More and more leases are requiring tenants to secure renters’ insurance. While they may have a recommended provider, where you get renters’ insurance is up to you. Western Trails Insurance can help.
2. Renters May Be at a Higher Risk
Rental properties may be in areas with an increased risk of crime. This can make it important that your personal possessions are protected.
3. Liability Can Be a Real Issue for Renters
Renters can be responsible for the safety of visitors, repair people, and delivery personnel who visit their homes. Should someone sustain an injury while visiting, you could be liable.
4. Each Roommate Should Have Their Own Renters Policy
Since renter’s insurance covers personal possessions, each individual tenant on the lease should secure their own policy.
5. Renters Insurance Can Be Surprisingly Affordable
Before you decide you don’t need or want renters’ insurance, get a price quote. You may be surprised at how affordable it can be. You may also be able to bundle it with car insurance to save more. You should be aware that not only can renters insurance cover your possessions at home, but it can also cover them while you are traveling.
Get A Free Quote
If you are considering renting, we invite you to learn more about renter’s insurance. In the Oshkosh, NE area, Western Trails Insurance is here to help. Get your no-obligation quote today.