What Does Motorhome Insurance Cover?

You are excited to start traveling in your new motorhome and will want to protect the investment you made in your home on wheels. The staff at Western Trail Insurance in Oshkosh, NE can provide you one of the best ways possible to protect your motorhome and that is through obtaining motorhome insurance.

When it comes to insuring a motorhome, there are several options you can choose from but one type of insurance is required in the state of Nebraska and the is liability insurance.

Liability Insurance

You must have at least liability insurance to be able to drive any motor vehicle on the public streets and highways in Nebraska and that includes your motorhome. Liability insurance will help pay for injuries and property damage that others sustain if you or someone who you allow to drive your motorhome are involved in an accident.

Uninsured and Underinsured Motorist Insurance

You can add-on this type of insurance with your liability insurance policy to protect you and your motorhome if you are involved in an accident with a motorist who has failed to obtain an auto insurance policy or does not have an adequate amount of insurance to cover damages and injuries from an accident the person caused.

Comprehensive Insurance Coverage

This type of insurance is very important to have in place since it will cover your motorhome if it is damaged or destroyed by a fire, some sort of natural disaster, an act of vandalism, or is stolen. If you borrowed the money from a bank or other lender to purchase your motorhome, you will probably be required to have comprehensive insurance coverage in place.

Collision Insurance

Collision insurance will pay for any damages to another vehicle that you collide with as well as a stationary object.

Get Your Policy Started

To get a quote and begin the process of securing the proper amount of insurance coverage for your beautiful motorhome, contact the insurance agents at Western Trail Insurance in Oshkosh, NE today!