What Are Different Types of Motorcycle Insurance?

Owning a motorcycle is a lot of fun. However, there’s a reason it’s also associated with danger and risk. If you’re thinking about getting a motorcycle, don’t forget to get motorcycle insurance, which will protect you on the road and provide you with proper coverage if an accident occurs. Western Trail Insurance, serving Oshkosh, NE, is here to assist. There are several types of motorcycle insurance, and here is a quick rundown of some of them:

Motorcycle Coverages

The majority of motorcycle insurance plans include liability, comprehensive, and collision protection. Let’s talk about each of them:

  • Comprehensive coverage: This coverage covers damage that is caused by something other than a collision. This could cover you if your motorcycle was stolen or harmed by an animal.
  • Medical payments coverage: This type of coverage helps cover medical expenses that were caused by you or another passenger getting hurt in an accident.
  • Collision coverage: This is the best-known type of coverage. It will help cover damage to your motorcycle that was caused by a collision with another vehicle or object. 
  • Roadside assistance: This is an optional type of coverage, but it is a worthy form of coverage to have. If your motorcycle breaks down and you need immediate assistance, let us here at Western Trail Insurance worry about it instead of having to pay for expensive on-site towing or labor. 

Get Proper Protection for Your Motorcycle Today

If you’re a motorcycle owner living in the greater Oshkosh area, let our experienced agents help determine the proper insurance you need before hitting the open road. Our agents can help answer your questions about different types of insurance and coverage and can help you choose a policy best suited for your needs. Reach out to us –  Western Trail Insurance proudly serves the greater Oshkosh, NE community.