4 Benefits of Renters Insurance

Renters insurance is a valuable investment that protects you and your belongings wherever you go. Unfortunately, many tenants don’t know how useful renter’s insurance is. In light of this, Western Trail Insurance of Oshkosh, NE has taken time to highlight the benefits of renter’s insurance, including how it protects what matters most to you.

It protects your possessions

Most tenants think that the landlord’s insurance protects their belongings. This notion isn’t true. The landlord’s insurance covers the building but not your assets. Renters insurance is the investment you need to protect the valuables you cherish.

Think of someone breaking into your room and stealing your TV or laptop. Wouldn’t it be stressful planning to purchase another one? For that reason, you need renters insurance when damage or loss occurs on your valuables.

Liability protection

Renter’s insurance protects you when accused of causing bodily injury or property damage to third parties. For instance, suppose you invite a friend to your house and trips on your staircase, dislocating the hip. While the accident was purely accidental, you could be held liable for their medical expenses. Renters insurance helps cover claims brought against you, your pets, and your family members.

Covers loss of use

If a peril listed in your policy damages your rented dwelling, renters insurance covers the additional living expenses until your home or apartment becomes habitable again.

It covers you on the go

Another advantage of renters insurance is that it covers you wherever you go. Let’s say you have gone shopping, only to find out that someone has broken into your parked car and made away with your laptop. Fear not! Renters insurance compensates you for the loss even when not near your dwelling.

Buy renters insurance today!

As you can see, renter’s insurance is more valuable than you thought. Ready to take the plunge? If yes, please get in touch with Western Trail Insurance in Oshkosh, NE for an affordable quote.