Is commercial insurance required in Nevada?

Do you need commercial insurance in Oshkosh, NE? The answer depends on your business type. If you have a small business that only employs a few people, then you might not need commercial insurance. But, if you have a larger business or one that is considered high-risk, then you will most likely need to get commercial insurance from Western Trail Insurance.

Is Commercial Insurance Required in Nevada?

Nevada does not require most businesses to have a commercial insurance policy. There are some exceptions listed below. However, if you need to lease property or equipment, commercial insurance is often required.

Types of Businesses That Need Commercial Insurance

There are certain types of businesses that are required to have commercial insurance. These businesses are usually considered high-risk because they pose a greater liability to the public. Examples of businesses that need commercial insurance include:

  • Restaurants and bars
  • Construction companies
  • Auto repair shops
  • Businesses that offer professional services such as accounting or legal services

If you have a small business that does not fall into any of the above categories, you might still need commercial insurance depending on the type of business you have. For example, if you have a home-based business, you will most likely need to get some form of commercial insurance to protect your home and belongings in case of an accident.

Get Commercial Insurance Today

Now that you know whether or not your business needs commercial insurance, the next step is to get it. Contact Western Trail Insurance in Oshkosh, NE and one of our qualified insurance agents will guide you through your options to get the exact amount of coverage you need.