Category: Auto Insurance

Western Trail Insurance is here for the greater Oshkosh, NE community. If you have questions when it comes to auto insurance, we’re here to help! Today’s auto policies offer many great features that are worth your consideration.

Great features to include with your auto policy

When it comes to auto insurance policies, it seems like insurance carriers are always offering new features every year. Whether you are interested in roadside assistance, car rental coverage, or safe driving discounts and bonuses, it makes sense to take a look at the many features that you have to choose from.

Of course, the most important part of any insurance policy is the protection from loss and/or damage. Once you have selected the policy and coverage levels that can best meet your needs, it’s time to look at some additional features. We want our customers to have the protection they need along with all of the benefits that are available and make sense for them.

Choosing the auto policy that best meets your needs can be a much easier process when you work with a local agent. Our team is here for you to answer your questions and help in any way that we can.

Now is a perfect time to review your current policy for completeness. And, while you’re doing this, why not check out some of the great features that are also available?

Call us today and find out more!

If you would like to learn more about the auto insurance policy options that are available in the Oshkosh, NE area, give Western Trail Insurance a call today! We look forward to working with you and your family.

Driving a car means you need to have auto insurance. When you first become a driver, you may be on your parent’s auto insurance policy, so you don’t have to worry much about what goes into choosing the right policy. Once you are an adult and out on your own, you need to make sure you have the right coverage for you. At Western Trail Insurance in Oshkosh, NE, we try to give every customer a positive insurance experience. We will shop the over 30 carriers we do business with to find the best policy for your needs. 

Do I need to have collision coverage?

If you have a car loan, the answer is yes. If there is no lien on your vehicle, then you have the option of not carrying it. Before you make your decision, consider the value of your vehicle. If it is $3000 or less, you probably don’t need collision coverage. If it is worth more, think long and hard about your ability to repair your car if you had a car accident where you are at fault or the only driver. Would you have the money to repair your vehicle? Could you live without it if you couldn’t get it fixed? 

What is comprehensive coverage?

Not as complete as the name implies. Comprehensive coverage protects your vehicle from unforeseen events that could damage it, things you cannot control. Theft, vandalism, hail, wind, and large animals such as deer, can cause devastating damage. You may also have full glass coverage, which doesn’t have a deductible, unlike other comprehensive parts. 

Do I need auto insurance in Nebraska?

Yes, you must carry liability insurance in the amount of 25/50/25, $25,000 injury for one, and $50,000 per accident with $25,000 damage to property. 

When you are in the market for auto insurance, contact Western Trail Insurance in Oshkosh, NE.