Does RV Insurance Cover Fire?

If you own an RV, RV insurance can help protect you from the financial liability of replacing your RV if it is damaged in a covered event. But is fire considered a covered event? The answer depends on the type of RV insurance you have.

The professionals at Western Trails Insurance, serving Oshkosh, NE, can help you find RV insurance that covers your RV in the event of a fire. If your RV is damaged in a fire, filing a claim can help you recover after the incident.

What Does RV Insurance Cover?

RV insurance can provide a wide range of coverage options. If you used a loan to purchase your RV, the lender may require you to have comprehensive and collision coverage.

Collision coverage helps you recover when your RV is damaged in a collision, while comprehensive coverage pays to repair or replace your vehicle if it is damaged in a non-collision event, such as a fire. If you have comprehensive RV insurance, your insurance will likely cover fire damage. Check your policy to confirm the specifics.

If My RV Is Damaged in a Fire, What Should I Do?

If your RV is damaged in a fire and your insurance policy covers fire damage, contact your insurance agent at Western Trails Insurance to start the claims process. Every insurance company operates differently, and Western Trails Insurance works with many carriers. We can assist you in filing a claim, regardless of the insurance carrier you purchased your policy from.

Need RV Insurance? Contact Us

If you need RV insurance, contact the professionals at Western Trails Insurance, serving Oshkosh, NE. We can help you find the best insurance policy to meet your needs.