Get Directions
When exploring boat insurance, it can initially feel overwhelming to learn about a new type of coverage. However, considering it similar to auto insurance can make it easier to understand. Boat insurance policies offer various types of coverage, allowing you to customize a plan that perfectly fits your needs. To learn more about boat insurance, contact Western Trails Insurance in Oshkosh, NE.
Liability Coverage
Liability coverage is the most essential component of a boat insurance policy, much like in auto insurance. There are two primary types of liability coverage: bodily injury and property damage. Bodily injury liability covers medical expenses for third parties injured in a boating accident. Property damage liability covers the costs of repairing or replacing another person’s watercraft or other property damaged in the accident. In addition to these basic coverages, there are other options to consider for comprehensive protection.
Additional Boat Coverage Options
Similar to auto insurance, boat insurance policies can include comprehensive and collision coverage. Comprehensive coverage protects against a wide range of risks, including those that occur on land, such as theft or vandalism. Collision coverage pays for damage to your own boat after an accident. Having both types of coverage ensures you are well-protected under your boat insurance policy.
Secure Your Boat Insurance Today
Owning a boat comes with responsibilities, including securing insurance from day one. If you need a boat insurance policy, contact Western Trails Insurance in Oshkosh, NE. We’re here to help you find the right coverage for your needs.