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When you have a young family, prioritizing healthcare is essential. As rising healthcare costs become the norm, knowing your options is crucial for maximum protection. At Western Trails Insurance, serving Oshkosh, NE, we work with clients to find health insurance policies and add-ons that provide the coverage needed for peace of mind and security year-round.
Employer-Sponsored Solutions
One of the most popular options for those who are employed with younger families is to consider employer-sponsored health insurance. This plan often provides comprehensive insurance, thanks to employer contributions. This can cover pediatric care, vaccines, preventative checkups, and maternity benefits—perfect for those with young or growing families.
Marketplace
Another option you can consider is to seek out health insurance from the health insurance marketplace. Younger families and households may also qualify for subsidies that help to reduce deductibles and lower monthly premiums, depending on your age and the number of household members you have in your family. Comparing marketplace options will provide you with an overview of plans, coverage limitations, and expectations before you make a decision.
Medicaid
There is also the option to consider Medicaid, depending on your current income and the number of children you have in the home. If you do not currently have insurance via your employer, applying for Medicaid for you and your children may be possible, depending on your income.
Whether you’ve just recently relocated to the Oshkosh, NE area, or you’re looking to boost the coverage you have for your family’s healthcare needs, working with the right insurance agency is a must. At Western Trails Insurance, we’ll help guide you to find insurance and protection that works for you and your entire family. To learn more about healthcare options that are right for you, contact us today.